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Purchase incidental costs: what comes on top of the price

As of: September 2026 · Erhan Özcan

Short answer

On top of the purchase price come property transfer tax, notary and land register fees, and possibly an agent's commission – together often around 10–15% of the purchase price.

Property transfer tax

Property transfer tax is the largest item. Its rate varies depending on the federal state.

Notary and land register

Fees apply for notarisation and entry in the land register. They are set by law.

Agent's commission

If an agent is involved, a commission may be added. For residential property, it is often split between buyer and seller.

Our tip

Pay the incidental costs from equity if possible. This usually improves your financing terms.

Erhan Özcan
Author
Erhan Özcan
Founder & Advisor, IHK-certified specialist for health and long-term care insurance

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