A plan, not a product.
Why we advise the way we do – and who is behind Özcan+Partner.
„Most people own contracts. Hardly anyone owns a plan.“
Health insurance here, a savings plan there, financing from the local bank, a pension policy a friend recommended twelve years ago. Each contract may make sense on its own. Together they rarely form a picture. And no one keeps an eye on the whole.
Erhan Özcan has seen this situation in countless conversations – with families, self-employed people, and doctors he advises across Germany. As an IHK-certified specialist for health and long-term care insurance, he knows the details. As an advisor who thinks protection, retirement provision, real estate and financing together, he sees the connections.
That is how Özcan+Partner came about – an advisory brand that starts with a simple question: “What matters to you?” Not with the question: “Which product would you like?”
The “+” in our name is our principle. It connects four disciplines into one plan. It stands for the added value every piece of advice must deliver. And it stands for partnership: Özcan + you.

Erhan Özcan
Founder & Advisor · IHK-certified specialist for health and long-term care insurance
Erhan Özcan advises private clients, self-employed people, business owners as well as doctors across Germany – in person and via video. His aim: to explain complex topics so that you can explain them yourself afterwards. Languages: German, Turkish, English – Arabic and French on request.
Understand first, then recommend.
We explain what we recommend, and why.
Open words about costs, alternatives and how we are compensated.
One fixed point of contact for years.
The contract is the start of the relationship, not the end of the advice.
Better to advise fewer clients properly than many quickly.
Digital processes save time for what matters: the conversation.
Digital advice, lean processes, clear communication.
High quality in advice, design and service – calm and understated.
We explain finance so that people pay attention and remember it.
Professional depth, explained simply.
German, Turkish and English – as an attitude of openness.
The “Partner” in our name is meant literally: for financing we compare many banks via the Europace platform; for specialist questions we work together with valuers, notaries and partner experts.